How Mortgage Interest Works
Mortgage interest is fully amortized. On a fixed-rate mortgage, the principal and interest payment never changes. What does change is […]
Kitchen Remodel The Benefits and Budget Planning
A kitchen remodel is a big investment but it can bring many benefits to your home. A well-designed kitchen not […]
Steps To Take Before Purchasing Your First Home
Start by creating a budget and determining how much you can afford to spend on a home. This will help […]
First TIme Home Buyer
Purchasing a home for the first time can be a daunting task, but it is also an exciting and rewarding […]
I’m not ready to purchase my first home now, but will be in one year: What steps should I take now to prepare?
Currently in 2022 everywhere I look I see that there are not enough homes on the market! The headlines ready […]
How Does Inflation Impact Mortgage Rates
Inflation and mortgage rates are closely related, as changes in inflation can have a significant impact on the cost of […]
Market Update
Mortgage rates have been on a roller coaster ride in recent years, with a steady decline in rates throughout the […]
Is Now The Time To Refinance?
New Year Same Old Problems? Not necessarily when it comes to the mortgage rate market. 2022 started ominously as […]
Home Equity Line of Credit
First, let’s talk about what a home equity line of credit (HELOC) is. It’s essentially a type of loan that […]
Debt Service Coverage Ratio Loan
A debt service coverage ratio (DSCR) loan is a type of financing that is often used by businesses and commercial […]