July 2022 - Home Dreams Finance

Is Now A Good Time to Purchase a Home?

Timing the market is always difficult. In fact, other than potential lucky breaks, timing the market perfectly is nearly impossible. […]

Although interest rates have ticked up recently, clients are still looking to borrower against the equity in their homes. Recently, […]

Many clients ask me how early is too early to get a pre-approval. The answer to that question differs depending […]

The yield on the 10-year Treasury has dipped back below 3%. It is currently sitting at 2.924%. The yield on […]

Is there a difference between the appraisal process for a conventional and an FHA mortgage? I often get asked this […]

Over the past couple of years, homeowners have realized record equity gains in their homes. Lower interest rates have helped […]

The Trick to Skip Two Mortgage Payments Per Year I skip two mortgage payments per year. It’s not a trick […]

Discount points are used to buy down an interest rate. One discount point is equivalent to 1% of the loan […]

Hi Greg, Hi Greg, I need some help! I have been self-employed for the past 6 years. I […]

The Bank Statement Loan is Here For the past decade or so, self-employed borrowers have been in search of suitable […]