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Conventional Mortgage With A Credit Score Below 620 – Is It Possible?

August 18, 2022August 22, 2022 Greg Rutolo

Talk to anyone with a few years’ experience in the mortgage business and they will tell you that mortgage guidelines […]

Blog, Finance, First Time Home Buyer, Mortgage, Real Estate Investor, Refinance

Market Update

August 15, 2022August 16, 2022 Greg Rutolo

Great news for homebuyers and anyone who is looking to refinance – mortgage rates are down.  Mortgage rates started to […]

Blog, Finance, First Time Home Buyer, Mortgage, Real Estate Investor, Uncategorized

Market Update

August 3, 2022August 15, 2022 Greg Rutolo

Yields on the10 year treasury have fallen.  The yield hit a recent high of 3.48% on June 14th.  Since then […]

Blog, Finance, Mortgage, Real Estate Investor, Uncategorized

Is Now A Good Time to Purchase a Home?

July 28, 2022August 3, 2022 Greg Rutolo

Timing the market is always difficult.  In fact, other than potential lucky breaks, timing the market perfectly is nearly impossible. […]

Blog, Finance, First Time Home Buyer, Mortgage

Heloc or Cash Out Refinance? Which Is Best In This Market?

July 21, 2022August 2, 2022 Greg Rutolo

Although interest rates have ticked up recently, clients are still looking to borrower against the equity in their homes.  Recently, […]

Blog, Cash Out Refinance, Finance, Mortgage, Uncategorized

Market Update

July 15, 2022July 19, 2022 Greg Rutolo

The yield on the 10-year Treasury has dipped back below 3%.  It is currently sitting at 2.924%.  The yield on […]

Blog, Finance, Mortgage, Real Estate Investor

Difference Between a Conventional and FHA Real Estate Appraisal

July 14, 2022July 19, 2022 Greg Rutolo

Is there a difference between the appraisal process for a conventional and an FHA mortgage?  I often get asked this […]

Blog, Finance, First Time Home Buyer, Mortgage

Maximum Cash Out Refinance

July 12, 2022 Greg Rutolo

Over the past couple of years, homeowners have realized record equity gains in their homes.  Lower interest rates have helped […]

Blog, Cash Out Refinance, Finance, Mortgage, Refinance

Skip Two Mortgage Payments Per Year – This is Amazing!

July 11, 2022 Greg Rutolo

The Trick to Skip Two Mortgage Payments Per Year I skip two mortgage payments per year.  It’s not a trick […]

Blog, Finance, Mortgage, Refinance

What are Discount Points?

July 8, 2022July 8, 2022 Greg Rutolo

Discount points are used to buy down an interest rate.  One discount point is equivalent to 1% of the loan […]

Blog, Finance, Mortgage

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