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Category: First Time Home Buyer

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Market Update

January 17, 2023 Greg Rutolo

Mortgage rates have been on a roller coaster ride in recent years, with a steady decline in rates throughout the […]

Blog, Finance, First Time Home Buyer, Mortgage, Refinance

I Used A DSCR Loan To Purchase An Investment Property in 2022

January 10, 2023 Greg Rutolo

I Plan To Do So Again in 2023.  I am using the DSCR loan to begin my real estate portfolio.  […]

Blog, Finance, First Time Home Buyer, Mortgage, Mortgage Without Tax Returns, Real Estate Investor

Mortgage Without Tax Returns – Bank Statement Mortgage

November 3, 2022 Greg Rutolo

In today’s world it is common for people to have non traditional income.  In the world of banks and lenders, […]

Blog, Cash Out Refinance, Finance, First Time Home Buyer, Mortgage, Mortgage Without Tax Returns, Real Estate Investor, Refinance

Mortgage Without Tax Returns – The Profit & Loss Mortgage Statement Program

November 1, 2022 Greg Rutolo

Curious about what the requirements are for a Profit and Loss Statement Mortgage – here’s the Run Down.  The Profit […]

Blog, Finance, First Time Home Buyer, Mortgage, Mortgage Without Tax Returns, Real Estate Investor, Refinance

Mortgage for self employed: One Year Profit and Loss

October 24, 2022October 24, 2022 Greg Rutolo

It is no secret that mortgage rates have been on the rise in 2022.  Although rates are up, it is […]

Blog, Cash Out Refinance, Finance, First Time Home Buyer, Mortgage, Uncategorized

Market Update

August 22, 2022August 22, 2022 Greg Rutolo

The 10 year treasury yield has climbed back over 3.0.  This upward move is the first time we have seen […]

Blog, Finance, First Time Home Buyer, Mortgage, Real Estate Investor, Refinance

Conventional Mortgage With A Credit Score Below 620 – Is It Possible?

August 18, 2022August 22, 2022 Greg Rutolo

Talk to anyone with a few years’ experience in the mortgage business and they will tell you that mortgage guidelines […]

Blog, Finance, First Time Home Buyer, Mortgage, Real Estate Investor, Refinance

Market Update

August 15, 2022August 16, 2022 Greg Rutolo

Great news for homebuyers and anyone who is looking to refinance – mortgage rates are down.  Mortgage rates started to […]

Blog, Finance, First Time Home Buyer, Mortgage, Real Estate Investor, Uncategorized

Is Now A Good Time to Purchase a Home?

July 28, 2022August 3, 2022 Greg Rutolo

Timing the market is always difficult.  In fact, other than potential lucky breaks, timing the market perfectly is nearly impossible. […]

Blog, Finance, First Time Home Buyer, Mortgage

It’s Not Too Early to Get Pre-Approved

July 19, 2022July 20, 2022 Greg Rutolo

Many clients ask me how early is too early to get a pre-approval.  The answer to that question differs depending […]

Blog, First Time Home Buyer, Mortgage

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